Disclaimer

Not Legal Advice

The information provided by BillGuard AI, including bill analysis, dispute letters, and negotiation guidance, does not constitute legal advice. BillGuard AI is not a law firm and does not provide legal representation. The generated dispute letters are templates based on AI analysis and should be reviewed before sending.

For significant billing disputes or legal matters, we recommend consulting with a qualified healthcare attorney or licensed medical billing advocate.

Not Medical Advice

BillGuard AI does not provide medical advice, diagnosis, or treatment recommendations. Our analysis of medical billing codes and charges is for billing review purposes only and should not be interpreted as medical guidance.

AI Limitations

BillGuard AI uses artificial intelligence to analyze medical bills. While our AI is designed to identify common billing errors and overcharges, it has limitations:

• AI analysis may contain errors or miss certain billing issues
• Fair price estimates are based on publicly available data and national/regional averages, which may not reflect your specific situation
• The AI cannot account for your specific insurance plan, negotiated provider rates, or unique medical circumstances
• Complex or unusual billing scenarios may not be fully captured by automated analysis

No Guaranteed Outcomes

BillGuard AI does not guarantee any specific outcome from using our Service. The success of billing disputes depends on many factors including your provider's policies, your insurance coverage, the specific billing errors involved, and applicable state and federal laws. Potential savings amounts shown are estimates and may not reflect actual adjustments obtained.

Fair Price Estimates

The "fair price" estimates shown in our reports are based on publicly available sources including CMS Medicare fee schedules, regional pricing data, and industry benchmarks. These estimates represent typical or median costs and may differ from what your specific provider charges or what your insurance has negotiated. They should be used as reference points for discussion, not as definitive fair prices.

User Responsibility

By using BillGuard AI, you acknowledge that:

• You are responsible for verifying the accuracy of any analysis before taking action
• You should review all generated letters carefully and customize them to your situation before sending
• You assume responsibility for any actions taken based on information provided by the Service
• You should consult with qualified professionals for significant financial or legal decisions

Third-Party Services

BillGuard AI uses third-party services including Anthropic (AI processing), Stripe (payments), and Supabase (data storage). We are not responsible for the practices or policies of these third-party services. Please review their respective terms and privacy policies.

Contact

If you have questions about this Disclaimer, contact us at support@billguard.ai.